So, throughout the entire movie, Bob walks around talking about baby steps. Like an alcoholic, his doctor tells him to take baby steps and get through his problems in small bites, one day at a time. “What About Bob?” is a comedy with Bill Murray where Bob torments his psychiatrist who tries to help him with his OCD. Dave Ramsey said in his book that that got the idea of naming his program with baby steps from the movie, “What About Bob?”. The Total Money Makeover consists of Dave Ramsey’s seven-step plan to build an emergency fund, get out of debt, invest, and start to gain financial independence. Dave Ramsey is nationally known thanks to his books, nationally syndicated radio show, and many appearances on national television. While there are many great ways or ideas out there, Dave Ramsey’s Total Money Makeover is one of the best ways to save your money, build an emergency fund, get rid of debt, and start to take control of your finances. It is one of my top ten personal finance books that everyone should read. I’m a huge Dave Ramsey fan and his book, The Total Money Makeover. That is why I always recommend that people start with Dave Ramsey. If you have a mountain of credit card or student loan debt or a slew of other financial problems, it can be very intimidating where to start. I’m always asked about how to start or where to start if you are struggling with your finances. Learn how to build an emergency fund, get out of debt, invest, and start to gain financial independence.

Here is the ultimate guide to truly understanding the Dave Ramsey baby steps he talks about in his best-selling book, The Total Money Makeover.

Dave ramsey personal finance software